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Title: Assertive Aadhaar and financial inclusion
Authors: Koul, Saroj
Batra, Deepak
Jindal Global Business School
Social Justice and Empowerment Ministry, Chandigarh Administration
Keywords: Financial Literacy, Financial Inclusion,
Financial Education,
Cash Transfers,
Issue Date: 10-Jan-2016
Publisher: AIMS-International, Vadodra (India)
Citation: Koul, Saroj and Batra, Deepak. (2016). Assertive Aadhaar and financial inclusion. AIMS International Journal of Management, Vol 10 No 1: 51-69.
Abstract: Electronic delivery for cash transfers has re-engineered governance mechanism and the potential for efficient social protection policy for the world's poor. Aadhaar of India directly transfers money in poor's savings-linked bank account, bringing forward a new relationship between social protection policy and financial inclusion. Aadhaar, based on asset theory and its vision to reduce poverty in India through cash transfer provides incentive to recipient to save for financial wellbeing and to invest in human capital development. The aim in this paper is to explore if Financial Literacy would help in the effective implementation of Aadhaar and help poor move away from poverty.
ISSN: 1939-7011
Appears in Collections:JGU Research Publications

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